How to Manage Your Money When You Don't Have Any (Erik Wecks)

How to Manage Your Money When You Don't Have Any
Erik Wecks
Erik Wecks, publisher
Nonfiction, Finance
**** (Good)

DESCRIPTION: Money problems plague most every household, even those who seem to have it all. Debt has become an acceptable way of life for too many people, who willingly trade future financial disaster for immediate relief. It doesn't take a rocket scientist or an accounting degree to figure out that you can't get out of a financial hole if you keep digging, but in today's economy, with a weak job market and stagnant wages, there's no other way to get by. Or is there? Backed by years of professional and personal experience, Wecks offers real solutions for real people - solutions that don't promise yachts or mansions, but the even greater reward of financial freedom.

REVIEW: Like many people, I struggle to get the most out of my paychecks without sinking into the black hole of debt. Like the author, I've looked at the programs offered by those financial gurus you see on TV and found myself alienated: I don't make enough to play the investment games they often teach, and I just can't buy the implied promise of diamonds and gold awaiting me if I only follow their plans. Wecks wrote this book, as the title implies, for those of us who simply want help keeping our heads above water in a world that increasingly accepts the indentured servitude of endless debt as just part of living the American dream. There are no pie-in-the-sky offers to grant untold wealth to part-time cashiers or erase bad habits in thirty seconds flat. Financial stability takes hard work, not to mention a complete overhaul of one's relationship with money. Every once in a while, the writing gets a little too clever for its own good, and occasionally it repeats itself, but overall I found it informative and helpful.

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